Hand the slow, risky parts of cutting cheques to a team built for it — and get back security, speed, and a clean audit trail in return.
Printing, stuffing, stamping, and mailing cheques by hand eats hours and invites fraud. PaymentsNow takes the whole lifecycle off your plate while you keep approval authority, visibility, and your funds in your own bank.
High-security MICR stock, Positive Pay files, dual-signature rules, and immutable audit logs guard every payment.
Cheque, batch, and bank reports plus a live register and exportable audit trail, ready for your accountant or auditor.
Your logo, layout, and details on professional cheque stock — self-serve templates or fully custom designs.
Bank-grade magnetic ink character recognition so every cheque clears cleanly, the first time.
Multiple bank accounts, entities, and cheque formats — run complex payment operations from one place.
Connect QuickBooks, upload a CSV, or pipe data through the API — no double entry, no mapping headaches.
When printing, mailing, matching, tracking, and reconciliation run automatically, your finance team stops chasing cheques and starts closing the books faster — with a tighter control environment behind every payment.
A business issuing 200 cheques a month in-house typically carries $12–$25 of true cost per cheque once labour, exceptions, equipment, and fraud controls are counted honestly — roughly $29,000 a year, most of it invisible because it hides in salaries. The same volume through PaymentsNow runs $6,240 a year at the flat $2.60 rate, plus a few minutes of upload-and-approve time per run. The delta is not marketing: it is the cost of a part-time role your finance team gets back, every year, without touching headcount. Run the numbers on your own volume in our cheque cost breakdown.
Staff time. Between preparing runs, chasing signatures, stuffing envelopes, and reconciling, in-house cheques carry $6–$11 of labour each. Outsourced, your involvement is an upload and an approval click.
Generally, yes. A controlled production floor, tamper-resistant stock under custody, MICR encoding, positive pay files, and enforced approval rules beat a shared office printer and a drawer of blank cheques.
Runs approved before the daily cutoff print and dispatch the same business day from Calgary, with tracking attached to every envelope.
The savings show up on day one; the operational changes compound. Month-end reconciliation shrinks because the register and the bank already agree. Audit prep stops being an archaeology project because every cheque carries its complete history. Fraud exposure drops because blank stock no longer exists in your office and positive pay files flow daily. And the person who used to babysit the printer on cheque-run afternoons gets those afternoons back.
Your first five cheques are on us — no monthly fee, no credit card to begin.