Secure Cheque Printing Using Your Own Bank Accounts
Put your existing banking relationships to work with zero account access required. PaymentsNow handles the printing and mailing while you keep full banking control and reconcile directly against your own accounts.
How it works: you provide bank account details for cheque template design only. We print your banking information onto the cheque without ever touching your accounts.
What You Get
Submit and forget — upload your payment file in seconds and we take it from printing to delivery.
Same-day processing — your cheques and documents are printed, processed, and dispatched the same day.
Complete visibility — track every cheque from print to mailbox with real-time status updates.
Predictable costs — trim expenses 50%+ with one flat rate per cheque, no surcharges, no monthly fees.
Two Easy Ways to Sign Up
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Sign up for your business
Build custom cheques in our secure cheque writer, or feed payment data in by CSV upload or our advanced API. Ideal for businesses that want full control over how cheques are created and sent.
Connect PaymentsNow to your QuickBooks Online account for seamless cheque printing, mailing, and reconciliation. Mark a transaction “Print Later” and we handle the rest.
PaymentsNow fits businesses of every size, with three primary ways to connect and send cheques.
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Cloud-Based Platform
Create cheques online with our intuitive cheque-writing software, or upload payment data through a simple CSV file.
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QuickBooks Online
Sync your QuickBooks Online account with PaymentsNow for hands-off cheque disbursement and reconciliation.
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API Integration
Built for high-volume, integrated payment flows, our robust API slots cleanly into your existing systems.
How to Send Cheques Online with PaymentsNow
Account setup & verification Create your secure PaymentsNow account with business verification, then add bank account information for cheque template design (routing and account numbers for printing only).
No online banking passwords, credentials, or account access are ever needed.
Custom cheque design & approval workflows Design cheque templates with your bank details, logo, and business information, then configure signing authorities and approval rules for each bank account.
Set dollar thresholds and dual-signature requirements wherever you need them.
Choose how to submit payments Pick the method that matches your workflow.
Manual entry — create individual cheques in the secure web platform.
Batch upload — process hundreds or thousands of cheques via CSV file.
QuickBooks integration — direct sync with QuickBooks Online.
API integration — real-time connection to ERP systems and custom apps.
Automated fulfilment & tracking Submit your batch and PaymentsNow prints the cheques at secure facilities using your bank information.
Choose Canada Post mail or expedited delivery via UPS, FedEx, or Purolator, with real-time tracking and delivery confirmation on every payment.
Reporting & reconciliation Get detailed batch reporting with processing status and delivery tracking.
Bank-specific cheque registers, positive-pay files formatted to your bank’s requirements, and exportable data for your accounting system and audits.
Create Your Account
No monthly fees. Pay-as-you-go. Your first five cheques are free.