PaymentsNow prints on premium cheque paper that bundles several anti-fraud measures into a single document. Working together, these layers make a cheque far harder to alter, counterfeit, or wash — giving you confidence in every payment that leaves your account.
A temperature-reactive element changes appearance when warmed, giving recipients a quick way to confirm a cheque is genuine.
The paper reacts visibly to common solvents, so attempts to erase or chemically alter the cheque leave obvious evidence.
A true watermark embedded in the stock is visible when held to the light and extremely difficult to reproduce on a copier.
Hidden fibres woven into the paper glow under ultraviolet light, adding an authentication layer that photocopies can’t capture.
A border of microscopic text reads clearly under magnification but blurs into a line when scanned or copied.
Tamper-evident toner bonds tightly to the stock, while magnetic-ink encoding meets banking standards and resists alteration.
PaymentsNow offers two premium cheque-paper formats, each crafted for secure, efficient, professional payments. Both deliver crisp print quality, robust fraud protection, and the convenience of automated fulfilment.
A versatile format that prints cheque and remittance detail on a single sheet, then folds neatly for mailing — ideal for everyday business payments where you want supporting information alongside the cheque.
A self-mailing format sealed under pressure, removing the need for separate envelopes and reducing the chance of sensitive details being exposed in transit.
Want to compare formats side by side? Take a closer look at our cheque-paper options before you set up your first batch.
Your first five cheques are free, with no monthly fee and nothing to pre-pay.
MICR encoding, watermarks, heat-sensitive ink, chemically reactive paper, fluorescent fibres, and microprinted borders — features that make washing or copying a cheque visibly self-defeating.
Yes. Cheques are produced to Payments Canada’s Standard 006 specification for cheque imaging and clearing, which is the bar every Canadian financial institution applies.
The printed features stop alteration; positive pay stops payment if anything alters anyway. Issue files go to your bank daily, so a washed or counterfeit item surfaces as an exception instead of a loss.